• Cambria Mortgage, Your MN, WI, and SD Streamline Refinance Experts

  • What could you do with a few hundred extra dollars every month?

  • Lower your monthly payments with an easy Streamline Refinance? We can help!

  • Streamline refinance loans usually do NOT require an appraisal

  • Whatever your Minnesota, Wisconsin, or South Dakota Refinance need - Apply Online Today...


Need a Streamline Refinance Loan in MN, WI, or SD?

You've come to the right place...

From St Paul to Minneapolis, to Milwaukee, and Madison. From Duluth, to Green Bay , back to Rochester, then off to Pierre, Aberdeen, or Sioux Falls, SD, Cambria Mortgage is well know for doing FHA and VA Streamline refinance loans right!

If you currently have an FHA Loan, or a VA Loan, you are eligible to refinance your loan to today's lower mortgage rates with less paperwork, and usually without an appraisal Check your FHA or VA streamline refinance eligibilityHow cool is that?

With so many mortgage companies to choose from both locally and nationally, you need to pick one you can trust to provide the mortgage loan that is best for you - and that usually isn't some out-state internet lender who can't even find this area on a map!

No Closing Cost Options Available

You can expect to receive the most competitive interest rates, and lowest closing costs on your home loan from our knowledgeable and LICENSED mortgage professionals.


We have even been voted Best Mortgage Company in the Twin Cities based on Customer Satisfaction.

 Cambria Mortgage is committed to providing you with the best and lowest streamline refinance interest rates in Minnesota, Wisconsin, and South Dakota!

Get a personalized streamline refinance mortgage interest rate and closing cost quote 24/7. No SSN required.  We are your local award winning Mortgage Experts, with a 5 STAR Performance Promise!


FHA Streamline Refinance

FHA offers a streamlined, limited cost, no appraisal streamline refinance if you have an existing FHA Loan.

We can take your FHA Streamline Loan Application in our office, over the phone at (651) 552-3681, or you can securely apply online 24/7.


VA Streamline Refinance ( IRRRL) 

VA offers the IRRRL Loan (Interest Rate reduction refinance Loan), more commonly known as a streamline refinance. Generally no appraisal in needed, and the document process is reduced.

We can take your VA Streamline Loan Application in our office, over the phone at (651) 552-3681, or you can securely apply online 24/7.

You have served us.  Now let us serve you.



We are an FHA, VA, and USDA Loan Approved Lender. While we offer these loans, we are not acting on behalf of, or under the direction of The Department of Veteran Affairs, HUD, FHA, The department of Agriculture, or the Federal Government.


FHA and VA do not lend directly to the public.  Only through approved lenders like Cambria Mortgage. We are proud to help families buy or refinance their homes located in Minnesota, Wisconsin, and South Dakota.


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NO Appraisal Options

FHA Loans  and VA Loans have a streamline refinance process with the potential for NO APPRAISAL needed.

Even if your home has lost value, and may even be underwater, you can still streamline refinance!

Talk to one of our streamline refinance loan experts today by calling (651) 552-3681.


Purchase Loans


We provide all your popular home loans to buy a home in MN, WI, and SD. To get started click here


Refinancing your Loan


Streamline refinance or cash out up to 100% of your homes value. We can help. To get started click here