Mortgage application. Documents required


When applying for a VA loan, you will have to fill out a loan application, the back up the information on the application with supporting documentation. 


All VA loan applicants need to provide the lender with:

  • Photo ID
  • VA Certificate of Eligibility
  • Last 30-days of pay stubs
  • Past two-years W2's (or 1099's)
  • Past two-years Federal Tax Returns
  • Checking and savings accounts statements for the past two months (all pages - real statements, not printouts)
  • Most recent statements for other assets such as bonds, stocks, or  401k


VA Purchase loans

  • Copy of your purchase agreement
  • Your Realtor's contact information
  • If condo or town home - association name and contact information
  • Proof of homeowners insurance

VA Refinance loans

  • Current mortgage statement
  • Proof of home owners insurance


Common Misc Documents

  • Certified copy of divorce papers
  • Proof of receipt of child support or alimony
  • Bankruptcy papers, including discharge notice
  • Proof of foreclosure date (Sheriff Certificate of Sale)
  • Proof of large deposits on bank statements

Depending on many other factors, you may need to prove and provide addition documentation.



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