- Local MN Company
- In Business Since 1991
- Better Business Bureau A+ rating
- Award Winning - Including Best Mortgage Company in the Twin Cities by Customer Satisfaction
- Direct Lender
Shop and compare - You will quickly find there is nothing the big bank, or some out state internet lender can offer you that we can't - plus we will do it cheaper, faster, and hassle free!
OUR 5 STAR REFINANCE LOAN PROMISE TO YOU
1) COMPETITIVE INTEREST RATES:
As the actual lender, we originate, underwrite, and close our own loans. This allows us to offer some of the most competitive refinance interest rates, and lowest possible true closing costs for all our loans.
2) UNSURPASSED CUSTOMER SERVICE:
We only employ Licensed Loan Officers (not unlicensed loan application clerks like the banks and big internet lenders). Our entire staff, from Loan Officers, processors, Underwriters, and back office staff are all held to the highest possible standards - ensuring each and every client receives top-notch customer service. Our goal is to make the loan process seem to you fast, easy, and stress-free with no surprises.
3) REFINANCE LOAN OPTIONS:
Each and every client has a unique situation. How long do you expect to stay in the home? Is your credit bad, good or excellent? Is one loan better for you than a different loan?
Questions like these allow us to determine the right loan for you from a large selection of available programs, including conventional loans, Jumbo loans, FHA Loans, VA Loans, and even USDA Rural Development loans.
4) PRIVACY AND SECURITY:
We are committed to protecting your personal information and identity. From secure online refinance loan applications, and secure document upload systems, to limiting who has access to your file, and making sure all documentation is secured under lock and key - all in compliance with the all State and Federal Laws, from a LOCAL company.
5) FIVE YEAR REFINANCE PROMISE:
When you obtain your mortgage loan from The Joe Metzler Team at Cambria Mortgage, if you should decide to refinance it, for whatever reason, over the next 5 years, we will offer to refinance your loan with absolutely NO LENDER COSTS Whatsoever (3rd party fees and escrows will still apply).
There is no fine print, other than you must make at least 6 payments on the initial mortgage loan. It's as simple as that, and only valid with The Joe Metzler Team of Cambria Mortgage.