Award winning - Cambria Mortgage, Minneapolis, MN
We are one of the biggest mortgage companies in the area you may have never heard of.  One of the reasons for this, is we don't spend much money on advertising.  If we did, we would have to charge higher rates and costs, just like the big banks and big internet lenders do.


We would rather save the money, and pass along the savings to you by letting our clients say good things about us...




I would like to take this opportunity to thank both of you. You both made the house buying experience very painless and easy. I appreciate all that you do, and all that you have done for me.  I will definitely direct others to your services.
Gentry C, Grand Rapids, MN


Joe and Cambria Mortgage made the process easy and they were very helpful. He was not the first person I called, but compared to the others, he is who I will always call in the future.
Naomi A, Minneapolis, MN


A lot of mortgage brokers are paper pushers. The mortgage industry has become very complicated. Joe knows what he is doing and will work to make sure your mortgage gets processed as quickly as possible.
Dave G, Apply Valley, MN


Joe and his son Eric are top professionals They understand the business thoroughly and have experienced so many different transactions that they can handle any questions that may arise. I highly recommend their efficacy and quick response time.
Larry M, Minneapolis, MN


First off, I'm one of the many that have historically had a bad experience with lenders, so I'm tough to please.  Joe was there from day one, clearing up some financial challenges, through a successful closing. I think there are always hurdles with today's laws and requirements and when something came up Joe and team was right there figuring out how to get through it.  I'll use Joe and team again with out a doubt!

Rapid City, SD


Joe and Eric make a great team, and made the entire process very easy, from filling out the paperwork to closing.  Things were handled in a very timely manner, and from loan application until closing was only an amazing two weeks.

Mike M, St Paul, MN


We can't say enough about how well we were treated. This has been a very stressful time for us and your loan officer did everything possible to help us. We truly appreciate the way we were treated.
John , Minneapolis, MN


Our Loan Officer, Joe Metzler, was extremely helpful and knowledgeable about home mortgage loans. I was a first time home buyer, and had never done this type of loan before, he explained everything step by step. I appreciated all of his help with my many phone calls I had to make to him with my questions! Joe's a great asset to your company.
Nicole, Minneapolis, MN


I had been receiving a lot of phone calls from out-state mortgage companies about refinancing my VA loan. I was very skeptical because they all sounded like a Slick Willy.  I decided to go with a local company, and picked  Joe Metzler in your St Paul Office. He was calm, and reassuring. He explained in great detail how a VA Streamline refinance works. Everything went as promised.
Joe R, Burnsville, MN


Refinancing can be stressful if you do not have the right company behind you. This was our third loan with Cambria Mortgage. Experience told us to just sit back, and didn't worry about a thing. Our friendly loan specialists walked us through the entire loan process, we closed on time, and everything was prefect... again!
Tom R, Madison, WI


It sounded a bit too good to be true, but my FHA streamline refinance went exactly as I was told. We closed quickly, it was smooth, and no surprises. I signed a little paperwork, and I am now saving $173 per month. Thank you guys a lot.  I will be telling all my friends about you.
Bryan and Sue,  Rochester, MN


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