Some VA LOANS in MN, WI, and SD REQUIRE a down payment


A VA loan allows most of our military personal to buy a home with ZERO DOWN PAYMENT. You can finance 100% of the homes purchase price for loans up to $453,100 in MN, WI, and SD.


The vast majority of the country also has the same $453,100 loan limit, although a few high cost areas have a higher zero down payment loan limit.



View VA Loan Limits in your area - Read more



GETTING A VA LOAN OVER $453,100 = Down payment Required


VA loans over the VA Loan Limit for your area are basically the same as any other VA loan. The difference with these loans is that the loan is no longer a zero down payment loan. A down payment is now required.


How To Calculate A VA Loan Down Payment


The exact formula to determined your VA down payment is a bit more complicated, but the simple quick math is you'll need about 25% of the difference between the purchase price, and $453,100 (or your areas VA loan limit).


For example, in MN, WI, or SD - you wanted to buy a $517,000 home. There is a $100,000 difference over the zero down maximum loan of $453,100.


Therefore you'll need a down payment of about $25,000.  Call our VA loan Experts at (651) 552-3681 if you need help determining your required down payment.


Getting Started is EASY


Ready to Get Your VA Loan - Click Here to Apply ONLINE Now


We provide VA Homes Loans for properties located anywhere in Minnesota, Wisconsin, or South Dakota



The Department of Veteran Affairs requires mortgage companies who offer VA Loans go through a stringent approval process. We are a VA approved mortgage lender and are proud to help military families use their VA Loan Benefits for home located in Minnesota, Wisconsin, and South Dakota.


We are not acting on behalf of, or under the direction of the VA or the Federal Government. The Veterans Administration does not lend directly to the public, only through approved lending institutions like Cambria Mortgage.



Free Consultation

Complete the form below to register for Free Consultation.
All fields are required.


Need More Information

Call Us: (651) 552-3681
Email Us:
Apply: Click Here

VA Mortgage Rates in MN, WI, SD